Financial Advisor in Warkworth, Ontario
Warkworth is small, creative and self-employed to a degree most towns are not — artists, makers, trades, farmers and people who retired here from the city and never left. Almost none of them have a pension waiting for them, which makes the planning more important, not less.
When your income is irregular, the plan has to be built around cash flow first and tax second. We do that, and then we handle the investments, the insurance and the return. Within the trades we work hands-on with plumbing contractors, HVAC and heating businesses, electrical companies, framing companies and renovation general contractors.
What you get when you become a client
- Comprehensive retirement, estate and tax-efficiency planning
- Defined-benefit pension and commuted value analysis, modelled in dollars
- Investment management through the Optimize Private Client Program
- Life, critical illness, disability and long-term care insurance — full Canadian market
- Personal and corporate tax preparation, including rental and self-employed returns
- Self-employed and irregular-income planning — cash flow, HST, RRSP vs TFSA vs corporate savings
- Will drafting and Powers of Attorney — drafted and updated as part of the plan
- Group benefits and group retirement plans for Warkworth employers
Why Warkworth clients choose Thompson & Pollock
Self-employed households carry every risk themselves: no group benefits, no disability coverage, no employer pension, no matching contribution. We price the coverage properly, build a retirement plan that does not depend on a pension you will never have, and keep the tax bill as small as the rules allow.
Independent means we shop the full Canadian market and take no direction from a head office. You get a planner who picks up the phone.
Areas we serve
Warkworth · Castleton · Campbellford · Hastings · Trent Hills · Northumberland County — plus virtual meetings across Ontario.
Specialized services for trade businesses
Request a Warkworth consultation — we'll find you a slot
In person, by phone, or over video — whichever you prefer. No pressure, no obligation.
We reply with the next available slots.
“My wife and I are so pleased to be dealing with a financial advisor that not only has a known passion for what he does — Johnathan is very good at explaining it to us on our path to a comfortable retirement.” — John M., Google review
“Thank you for being such a knowledgeable advisor and incredible listener, Johnathan. You have put things into perspective in terms I understand and helped me prepare for the future.” — Barb L., Google reviewRead all reviews on Google
Before you book
What happens next?
We reply with the next 2–3 available meeting slots. Once you pick one, you’ll get a calendar invite and a short prep note so we can make the most of the time.
How long does it take?
Most first meetings are 20–30 minutes. We’ll ask a few questions, share what we see, and only move forward if it makes sense for you.
What should I bring?
Nothing is required. If you have a recent tax return, group benefits summary, or investment statement handy, it helps — but only if you want to share it.