Short answer
Thompson & Pollock Wealth is an independent financial advisory firm at 179 King Street East in downtown Oshawa. One planner coordinates your investments, insurance, corporation, will and tax return — with fees disclosed in writing before you commit. We keep a small number of intro spots open each week, in person, by phone, or by video.
Reviewed by Johnathan Pollock · Updated August 2026
Thompson & Pollock Wealth Inc. is an Oshawa-based independent financial advisory firm serving families, professionals and incorporated business owners across Durham Region. Our office is right downtown at 179 King Street East, 2nd Floor, Oshawa, ON L1H 1C2, and we work with clients across Oshawa, Whitby, Bowmanville, Courtice, Clarington, Ajax and Pickering.
Most local clients come to us for one reason: they want a financial planner in Oshawa who actually integrates everything — the RRSP, the corporation, the insurance, the will and the tax return — instead of selling one product and walking away. Because we're independent and not captive to any single bank or insurer, we shop the full Canadian market on your behalf and recommend the strategy that genuinely fits your goals.
We've called Oshawa home for years and have walked alongside local trades businesses, real estate investors, professionals and retirees through every kind of market. That trades work runs deep — we have dedicated planning playbooks for Oshawa plumbing companies, HVAC contractors, electrical contracting businesses, framing crews and renovation general contractors across Oshawa. Johnathan Pollock has started, grown and successfully operated several businesses of his own — so when you sit across from us to talk about a buy/sell agreement, a holding-company strategy, or how to take income out of your corporation tax-efficiently, you're talking to someone who has actually done it.
Just as importantly, we draft and execute your will and Powers of Attorney as part of the program — and update them as your life changes — so the plan we build today still works in twenty years.
Most Oshawa residents end up with one of three setups. Here's an honest look at how they compare:
| What matters | Independent firm (us) | Bank branch advisor | Do it yourself |
|---|---|---|---|
| Product choice | Entire Canadian market — investments, every major insurer | The bank's own shelf of funds and insurance | Whatever you research and choose alone |
| Who coordinates everything | One planner — investments, corporation, insurance, will and tax return | Investments only; you coordinate the rest | You, across five or six separate providers |
| Wills & Powers of Attorney | Drafted and updated as part of the plan | Referred out to a lawyer, billed separately | Online kit or lawyer, on your own |
| Business & corporation advice | Salary vs. dividends, holding companies, buy/sell — from an owner who's done it | Limited to the bank's business products | Accountant only, no investment integration |
| Cost transparency | Fees disclosed in writing before you commit | Embedded fund fees, often not itemized | Low fees, but mistakes are yours alone |
Comparison reflects typical arrangements in the Oshawa market as of 2026; individual firms and bank branches vary.
Written and reviewed by Johnathan Pollock
Managing Partner, Thompson & Pollock Wealth Inc. — Amazon best-selling author of The Entrepreneur's Toolkit.
Last reviewed August 2026
Oshawa · Whitby · Bowmanville · Courtice · Clarington · Ajax · Pickering · Port Perry · Uxbridge · plus virtual meetings across Ontario and New Brunswick.
EXAMPLE CLIENT SCENARIOS
Business owner, 45, incorporated renovation company
Retained earnings were building in the corporation with no strategy for salary, dividends or investing.
What we did
One coordinated plan across the business and household, reviewed every year.
Couple, early 30s, two young children
New mortgage, no wills, and an RESP they'd opened but never contributed to.
What we did
The basics covered in a few meetings, with a budget they could keep.
Recently retired, 66, accounts at three institutions
RRSPs, a TFSA and a small pension spread across banks, with no view of total fees or income.
What we did
One clear monthly income plan and fully disclosed fees.
These are illustrative examples of common situations, not specific clients. Every plan depends on your own circumstances; results are not guaranteed.
Mon – Fri: 9:00am – 5:00pmIn person, phone or video
Outside Oshawa? Explore our financial planning services across Durham Region, including Whitby, Ajax, Pickering and Clarington.
Coffee at our King Street office, a phone call, or a video meeting — whichever works for you. We keep a small number of spots open each week for the right fit.
