Thompson & Pollock Wealth Inc. works with Pickering families, retirees and incorporated owners — in person and virtually — from our Oshawa office. Pickering households tend to carry more moving parts than average: a pension, a rental property or two, a corporation, and a plan that has never been looked at as a whole.
We work with Ontario Power Generation employees weighing pension options, professionals in Rouge Park and Amberlea, Seaton families buying into brand-new builds, real estate investors holding Durham rentals, and incorporated contractors working out of the Brock Road industrial area. Within the trades we work hands-on with plumbing contractors, HVAC and heating businesses, electrical companies, framing companies and renovation general contractors.
Pickering's pension decisions are among the most consequential in Durham. A commuted value from OPG or a comparable plan is often the single largest financial decision a household will ever make, and it deserves modelling rather than a rule of thumb. We show you the required rate of return your commuted value would have to earn to beat the pension, in dollars, before you decide.
We are independent and small by design. Your planner answers the phone, shops the entire Canadian insurance and investment market, and coordinates the will, the tax return and the corporation in one file.
EXAMPLE CLIENT SCENARIOS
Business owner, 45, incorporated renovation company
Retained earnings were building in the corporation with no strategy for salary, dividends or investing.
What we did
One coordinated plan across the business and household, reviewed every year.
Couple, early 30s, two young children
New mortgage, no wills, and an RESP they'd opened but never contributed to.
What we did
The basics covered in a few meetings, with a budget they could keep.
Recently retired, 66, accounts at three institutions
RRSPs, a TFSA and a small pension spread across banks, with no view of total fees or income.
What we did
One clear monthly income plan and fully disclosed fees.
These are illustrative examples of common situations, not specific clients. Every plan depends on your own circumstances; results are not guaranteed.
Mon – Fri: 9:00am – 5:00pmIn person, phone or video
Pickering · Seaton · Claremont · Ajax · Whitby · Durham Region — plus virtual meetings across Ontario.
In person, by phone, or over video — whichever you prefer. No pressure, no obligation.
We reply with the next available slots.
“Thank you for being such a knowledgeable advisor and incredible listener, Johnathan. You have put things into perspective in terms I understand and helped me prepare for the future.” — Barb L., Google review
“It's a pleasure speaking with Johnathan. He gives good advice and never tries to talk you into anything you're uncomfortable with.” — Patricia M., Google reviewRead all reviews on Google
Before you book
We reply with the next 2–3 available meeting slots. Once you pick one, you’ll get a calendar invite and a short prep note so we can make the most of the time.
Most first meetings are 20–30 minutes. We’ll ask a few questions, share what we see, and only move forward if it makes sense for you.
Nothing is required. If you have a recent tax return, group benefits summary, or investment statement handy, it helps — but only if you want to share it.
