Thompson & Pollock Wealth Inc. works with Peterborough families, retirees and business owners both in person and virtually. Peterborough is a retirement-heavy market with a strong small-business base, and those two groups need very different plans built by the same coordinated team.
We work with retirees drawing down registered money and worrying about OAS clawback, cottage owners in the Kawarthas facing a capital gain their children cannot afford, employees of Peterborough Regional Health Centre and the school boards holding HOOPP and Teachers' pensions, and incorporated trades operating out of the Lansdowne and Parkhill corridors. Within the trades we work hands-on with plumbing contractors, HVAC and heating businesses, electrical companies, framing companies and renovation general contractors.
The cottage problem is real here. A Kawartha property bought decades ago can trigger a deemed disposition at death that forces a sale, and there are three or four clean ways to fund it. We model the tax bill first and then price the fix, rather than leading with a product.
We are independent and fee-transparent, we shop the entire Canadian market, and we coordinate the will, the tax return, the insurance and the investment portfolio inside one plan.
EXAMPLE CLIENT SCENARIOS
Business owner, 45, incorporated renovation company
Retained earnings were building in the corporation with no strategy for salary, dividends or investing.
What we did
One coordinated plan across the business and household, reviewed every year.
Couple, early 30s, two young children
New mortgage, no wills, and an RESP they'd opened but never contributed to.
What we did
The basics covered in a few meetings, with a budget they could keep.
Recently retired, 66, accounts at three institutions
RRSPs, a TFSA and a small pension spread across banks, with no view of total fees or income.
What we did
One clear monthly income plan and fully disclosed fees.
These are illustrative examples of common situations, not specific clients. Every plan depends on your own circumstances; results are not guaranteed.
Mon – Fri: 9:00am – 5:00pmIn person, phone or video
Peterborough · Lakefield · Bridgenorth · Ennismore · Douro · Norwood · Peterborough County and the Kawarthas — plus virtual meetings across Ontario.
In person, by phone, or over video — whichever you prefer. No pressure, no obligation.
We reply with the next available slots.
“It's a pleasure speaking with Johnathan. He gives good advice and never tries to talk you into anything you're uncomfortable with.” — Patricia M., Google review
“If you need help making your financial dreams come true, John is your guy. He will patiently work with you to set the goals you have in mind.” — Ian H., Google reviewRead all reviews on Google
Before you book
We reply with the next 2–3 available meeting slots. Once you pick one, you’ll get a calendar invite and a short prep note so we can make the most of the time.
Most first meetings are 20–30 minutes. We’ll ask a few questions, share what we see, and only move forward if it makes sense for you.
Nothing is required. If you have a recent tax return, group benefits summary, or investment statement handy, it helps — but only if you want to share it.
