Electrical contracting is one of the trades we know best. Thompson & Pollock Wealth Inc. is an independent firm that's worked with incorporated electrical companies across Durham Region, Northumberland and the GTA for years — and the planning is meaningfully different from a typical owner-operator.
You've got ESA licensing, master electrician requirements, apprentice rotations, expensive vans and inventory, holdbacks on large commercial work, WSIB, and a corporation accumulating retained earnings that your accountant rarely has the bandwidth to plan around. We integrate all of it.
Most electrical owners we meet have spent fifteen years building a great service book and almost no time planning around what the corporation is actually doing. We sit down, model the next ten years, and show you which levers move the dial — corporate structure, retained-earnings investment policy, insurance layering, and an exit strategy that doesn't get invented six months before you want out.
Johnathan Pollock has founded, scaled and exited multiple businesses of his own. He's lived the cash-flow swings, the holdback fights, the lead-tech-quitting moment, and the eventual decision of whether to sell to your apprentice on a VTB or take a third-party offer.
Because we're independent we shop the full Canadian market for your insurance, group benefits and investments — the recommendation you get is the one that actually fits the company.
EXAMPLE CLIENT SCENARIOS
Business owner, 45, incorporated renovation company
Retained earnings were building in the corporation with no strategy for salary, dividends or investing.
What we did
One coordinated plan across the business and household, reviewed every year.
Couple, early 30s, two young children
New mortgage, no wills, and an RESP they'd opened but never contributed to.
What we did
The basics covered in a few meetings, with a budget they could keep.
Recently retired, 66, accounts at three institutions
RRSPs, a TFSA and a small pension spread across banks, with no view of total fees or income.
What we did
One clear monthly income plan and fully disclosed fees.
These are illustrative examples of common situations, not specific clients. Every plan depends on your own circumstances; results are not guaranteed.
Mon – Fri: 9:00am – 5:00pmIn person, phone or video
Serving electrical contractors across Oshawa, Whitby, Bowmanville, Clarington, Durham Region, Northumberland County, Prince Edward County, the GTA and New Brunswick — in person and via video.
A 30-minute intro call, no obligation. We'll listen first and tell you straight whether we can add value to your shop.
We reply with the next available slots.
“My wife and I are so pleased to be dealing with a financial advisor that not only has a known passion for what he does — Johnathan is very good at explaining it to us on our path to a comfortable retirement.” — John M., Google review
“Thank you for being such a knowledgeable advisor and incredible listener, Johnathan. You have put things into perspective in terms I understand and helped me prepare for the future.” — Barb L., Google reviewRead all reviews on Google
Before you book
We reply with the next 2–3 available meeting slots. Once you pick one, you’ll get a calendar invite and a short prep note so we can make the most of the time.
Most first meetings are 20–30 minutes. We’ll ask a few questions, share what we see, and only move forward if it makes sense for you.
Nothing is required. If you have a recent tax return, group benefits summary, or investment statement handy, it helps — but only if you want to share it.
