THOMPSON & POLLOCK · COVERAGE EDUCATION
Replacing benefits. Understanding prescriptions. Weighing the cost. Start with what matters to you.
Explore the coverage education pathAI-generated general education—not a live advisor or a coverage decision. Canada Life confirms your individual policy terms.
Confirm the last day of your current benefits and whether replacement coverage has waiting periods or exclusions. Canada Life Guaranteed plans may be available within 60 days after eligible group coverage ends, subject to previous coverage and other eligibility rules. The window starts when your benefits end—not when you visit this page. Canada Life must confirm your eligibility.
Replacing workplace benefitsDo not assume your current medications are covered. Coverage differs between plans, particularly for existing conditions and current prescriptions. Ask Canada Life to confirm the exact drug, covered amount, reimbursement percentage, annual limits and any exclusions privately. A pharmacist can help identify a medication’s Drug Identification Number. Do not share medication names or medical history here.
Prescription coverage in OntarioThere is no single price for everyone. Canada Life’s quote determines premiums for the plan and people covered. Compare the premium plus your likely out-of-pocket costs, reimbursement percentages, annual limits and waiting periods. Paying more for benefits you are unlikely to use is not automatically better protection. Check public benefits and existing coverage first.
Understanding coverage and out-of-pocket costsReference: Canada Life health and dental insurance. The linked guides include further official sources.
