Uxbridge households tend to look wealthier on paper than they feel in cash flow: a property with acreage, a strong income, a corporation, and very little of it liquid. Our job is to turn that into a plan with actual numbers — what comes in, what the tax costs, and what is left for the family.
We work with professionals commuting to Markham and Toronto, medical and veterinary practices, hobby and horse farms on the concession roads, and contractors running crews out of Uxbridge and Goodwood. Within the trades we work hands-on with plumbing contractors, HVAC and heating businesses, electrical companies, framing companies and renovation general contractors.
If you are incorporated, the passive-income rules quietly claw back your small-business deduction once corporate investments grow past a threshold. Most owners find out about it from their accountant after the fact. We plan around it in advance, using corporate class, insurance and IPP-style structures where they genuinely fit.
No call centre, no product quota, no bank shelf. Johnathan Pollock has started, scaled and sold his own businesses, and works the whole Canadian market on your behalf.
EXAMPLE CLIENT SCENARIOS
Business owner, 45, incorporated renovation company
Retained earnings were building in the corporation with no strategy for salary, dividends or investing.
What we did
One coordinated plan across the business and household, reviewed every year.
Couple, early 30s, two young children
New mortgage, no wills, and an RESP they'd opened but never contributed to.
What we did
The basics covered in a few meetings, with a budget they could keep.
Recently retired, 66, accounts at three institutions
RRSPs, a TFSA and a small pension spread across banks, with no view of total fees or income.
What we did
One clear monthly income plan and fully disclosed fees.
These are illustrative examples of common situations, not specific clients. Every plan depends on your own circumstances; results are not guaranteed.
Mon – Fri: 9:00am – 5:00pmIn person, phone or video
Uxbridge · Goodwood · Zephyr · Sandford · Leaskdale · Port Perry · Brooklin — plus virtual meetings across Ontario.
In person, by phone, or over video — whichever you prefer. No pressure, no obligation.
We reply with the next available slots.
“My wife and I are so pleased to be dealing with a financial advisor that not only has a known passion for what he does — Johnathan is very good at explaining it to us on our path to a comfortable retirement.” — John M., Google review
“If you need help making your financial dreams come true, John is your guy. He will patiently work with you to set the goals you have in mind.” — Ian H., Google reviewRead all reviews on Google
Before you book
We reply with the next 2–3 available meeting slots. Once you pick one, you’ll get a calendar invite and a short prep note so we can make the most of the time.
Most first meetings are 20–30 minutes. We’ll ask a few questions, share what we see, and only move forward if it makes sense for you.
Nothing is required. If you have a recent tax return, group benefits summary, or investment statement handy, it helps — but only if you want to share it.
