Trenton is a military town, and 8 Wing shapes almost every financial question we get asked here: transfer value versus an immediate annuity on release, what a posting does to a house you just bought, severance and leave payouts in a single tax year, and how the CAF pension and SISIP coverage fit with everything you build on the outside.
We also work with Quinte West trades and small businesses, Batawa and Frankford families, and retirees on the Bay of Quinte. Within the trades we work hands-on with plumbing contractors, HVAC and heating businesses, electrical companies, framing companies and renovation general contractors.
Military families move, and moving breaks financial plans: two provinces of tax, a rental property you did not plan to own, a spouse's career interrupted, and a pension whose value most members are never shown in dollars. We put it all in one place and model the release decision before the deadline, not after it.
We are independent — no base-adjacent product push, no captive shelf. The same planner does the plan, the investments, the insurance and the tax return, and stays with you through the next posting.
EXAMPLE CLIENT SCENARIOS
Business owner, 45, incorporated renovation company
Retained earnings were building in the corporation with no strategy for salary, dividends or investing.
What we did
One coordinated plan across the business and household, reviewed every year.
Couple, early 30s, two young children
New mortgage, no wills, and an RESP they'd opened but never contributed to.
What we did
The basics covered in a few meetings, with a budget they could keep.
Recently retired, 66, accounts at three institutions
RRSPs, a TFSA and a small pension spread across banks, with no view of total fees or income.
What we did
One clear monthly income plan and fully disclosed fees.
These are illustrative examples of common situations, not specific clients. Every plan depends on your own circumstances; results are not guaranteed.
Mon – Fri: 9:00am – 5:00pmIn person, phone or video
Trenton · Quinte West · Frankford · Batawa · Brighton · Belleville · Bay of Quinte — plus virtual meetings across Ontario.
In person, by phone, or over video — whichever you prefer. No pressure, no obligation.
We reply with the next available slots.
“If you need help making your financial dreams come true, John is your guy. He will patiently work with you to set the goals you have in mind.” — Ian H., Google review
“My wife and I are so pleased to be dealing with a financial advisor that not only has a known passion for what he does — Johnathan is very good at explaining it to us on our path to a comfortable retirement.” — John M., Google reviewRead all reviews on Google
Before you book
We reply with the next 2–3 available meeting slots. Once you pick one, you’ll get a calendar invite and a short prep note so we can make the most of the time.
Most first meetings are 20–30 minutes. We’ll ask a few questions, share what we see, and only move forward if it makes sense for you.
Nothing is required. If you have a recent tax return, group benefits summary, or investment statement handy, it helps — but only if you want to share it.
