Financial Advisor in Grafton, Ontario
Grafton and the Haldimand concessions behind it are farm country with a growing number of retirees who came for the lake and the quiet. Those two groups need very different plans, and we build both from our office in Oshawa with in-person meetings out east.
For the farms it is succession, the lifetime capital gains exemption and fair-versus-equal. For the retirees it is drawdown order, OAS clawback and what the estate actually nets after tax and probate. Within the trades we work hands-on with plumbing contractors, HVAC and heating businesses, electrical companies, framing companies and renovation general contractors.
What you get when you become a client
- Comprehensive retirement, estate and tax-efficiency planning
- Defined-benefit pension and commuted value analysis, modelled in dollars
- Investment management through the Optimize Private Client Program
- Life, critical illness, disability and long-term care insurance — full Canadian market
- Personal and corporate tax preparation, including rental and self-employed returns
- Farmland succession and lifetime capital gains exemption planning
- Will drafting and Powers of Attorney — drafted and updated as part of the plan
- Group benefits and group retirement plans for Grafton employers
Why Grafton clients choose Thompson & Pollock
Land that has quietly appreciated for forty years is a wonderful problem and an expensive one. Without planning, the gain is realized at death and the family has to find the cash. With planning, rollovers, the capital gains exemption and a properly sized insurance policy handle it — usually for a fraction of the tax it offsets.
You get one planner who understands the farm, the corporation, the investments and the will together, rather than three advisors who each solve their own piece and leave the seams to you.
Areas we serve
Grafton · Vernonville · Haldimand Township · Cobourg · Colborne · Northumberland County — plus virtual meetings across Ontario.
Specialized services for trade businesses
Book a complimentary Grafton consultation
In person, by phone, or over video — whichever you prefer. No pressure, no obligation.